The high cost of housing has put homeownership out of reach for many, but Generation X is better equipped to pay a pretty penny for property than any other demographic.
According to Statista, the average household led by someone born between 1965 and 1980 has $113,886 in disposable income.
Gen X earns more than any other generation and is the only one that tops six figures. Even so, Gen X workers looking to relocate in 2025 have to choose their new cities wisely, even if they might be comparatively well off.
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After all, the average home value in the United States is about $360,000, and interest rates haven’t fallen far enough to take the sting out of expensive loans.
That’s why middle-aged Americans should consider the following cities, based on average home value data from Zillow and data on cost of living and livability from AreaVibes.
These locations have a high quality of life, low living costs and affordable housing — the perfect ingredients for shepherding Generation X into a healthy retirement.
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Average home value: $200,507
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Cost of living: 9% lower than the national average.
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Livability: Exceptional. Better than 95% of areas.
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Average home value: $229,770
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Cost of living: 10% lower than the national average.
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Livability: Exceptional. Better than 98% of areas.
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Average home value: $151,456
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Cost of living: 12% lower than the national average.
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Livability: Exceptional. Better than 95% of areas.
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Average home value: $256,125
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Cost of living: 9% lower than the national average.
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Livability: Excellent. Better than 79% of areas.
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Average home value: $210,195
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Cost of living: 2% lower than the national average.
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Livability: Excellent. Better than 80% of areas.
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Average home value: $60,226
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Cost of living: 18% lower than the national average.
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Livability: Exceptional. Better than 96% of areas.
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Average home value: $125,383
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Cost of living: 11% lower than the national average.
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Livability: Excellent. Better than 84% of areas.
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Average home value: $172,876
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Cost of living: 8% lower than the national average.
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Livability: Exceptional. Better than 91% of areas.
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