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Could Apple Stock Help You Retire a Millionaire?

Updated: 27-10-2024, 10.03 AM

There’s no denying Apple (NASDAQ: AAPL) has been one of the market’s most rewarding stocks of the modern era. A $10,000 investment in this popular tech giant 20 years ago would be worth nearly $2.5 million today. Credit the invention of the iPhone, mostly.

The argument that Apple’s highest growth days are in the past, however, is a reasonable one. Neither the iPhone’s revenue nor unit sales of the popular smartphone are growing, and it alone still accounts for about half of the company’s top and bottom lines. Although its services arm is respectable, it’s just not the growth driver that the iPhone was several years ago.

Maybe investors can find better opportunities than this one.

Before putting Apple back on the shelf to eventually be forgotten, though, you might want to take a deeper look at this company’s foreseeable future. The tech giant’s still got a few tricks up its sleeve that could help turn shareholders into millionaires.

Don’t misread the message. It’s unlikely Apple stock will be able to catch another wave like the one it did beginning in 2007 when the very first iPhone was unveiled. The iPhone was a once-in-a-generation kind of product that will never be fully replaced as a profit center.

Even halving Apple shares’ gain for the past 20 years over the course of the coming 20 years, however, would still make it a better performer than most other tickers are likely to be for that timeframe. The necessary growth drivers are certainly in place.

One of them is, of course, the advent of artificial intelligence.

While Apple was admittedly late to the AI party, it’s made up for lost time with what’s arguably a superior, easy-to-use solution. Its so-called Apple Intelligence puts powerful generative AI tools like summarizing emails, writing tools, and photo clean-up in users’ hands, in addition to turning Siri into a full-blown digital assistant. Moreover, this intensive digital work is handled by the device itself rather than punting these duties to a cloud platform and then sending information back to the iPhone or iPad being used. This will certainly make it faster to use AI. It could also make it better, finally stoking investor interest in such tech that so far has been merely ho-hum.

And this needed demand will eventually materialize too… at least according to technology market research outfit IDC. It predicts that sales of generative-AI-capable smartphones will reach 234 million units this year, but explode to 912 million such mobile devices in 2028. Consumers simply need a little more time to see the value of these AI tools.

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